author Gina Freeman profile photo

Author

Gina Freeman

Gina Freeman is a personal finance specialist with diverse experience as a credit systems consultant, tax accountant, bankruptcy paralegal, and mortgage loan officer. Her superpower is simplifying “boring” or intimidating topics, and her passion is helping consumers feel confident in their financial decisions. 

Gina understands desperate poverty and fear and will never talk down to those who need help. She has literally been there. 

“As a mortgage lender, I often spent more time teaching than selling. I found myself creating booklets, fliers, spreadsheets, and posters showing my clients how to pay less for what they need, increase their savings, improve their credit, and pay off debt. Today, I write because it’s a better way to reach more eyes and help more people.”

Areas of financial expertise

  • Credit scoring

  • Mortgages

  • Personal finance

  • Debt

  • Saving

  • Investing

  • Bankruptcy

  • Real estate

  • Taxes

  • Home services and renovation (ROI)

Education

  • BS Financial Management, University of Nevada

  • Certificate of Paralegal Studies, University of Nevada

Title

Senior writer/editor and personal finance specialist

Licenses and certifications

NMLS Mortgage Originator License #963502 (Inactive)

You should know

Gina is well-versed in personal finance topics and loves to create tutorials and guides. She also creates charts, images, and widgets and is adept at working with data and interpreting studies and news you can use for consumers. Publishers turn to her for humorous takes on serious topics and for lighter pieces like Pokemon Go insurance-related claims and bonkers bathroom fails.

Gina Freeman articles

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Debt isn’t always something to avoid. Learn the good kinds of debt and how to get rid of the kinds that pull you down.

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Common debt myths could cost you money and even sleep. Improve your finances and your sleep by learning the truth.

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Don’t be scared of money talk! Avoid misunderstandings and hurt feelings by learning how to discuss money with anyone.

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Higher education doesn’t have to mean a lifetime of debt. Learn how to further your education with minimal borrowing.

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Insolvency isn’t always serious—and it’s almost always solvable. Learn whether you’re insolvent and how to deal with it.

At Achieve, it’s not what we stand for, it’s who.