Author
Rebecca Lake
Rebecca Lake is a certified educator in personal finance and money expert who's committed to helping people master the basics of budgeting, credit, and debt. She's spent more than a decade writing about money, a journey that was motivated by her personal struggle to pay off more than $100,000 in consumer debt.
As a single mother to two teens, Rebecca has used what she's learned about money to become debt-free while building a seven-figure net worth. She's passionate about teaching others to make the most of their money so they can eliminate financial stress and live a richer life.
“Money is a tool and the more time you're willing to spend learning about it, the more successfully you'll be able to wield it."
Areas of financial expertise
Credit and debt
Mortgages
Loans
Credit cards
Student loans
Life insurance
Small business
Budgeting
Financial planning
Investing
Education
Bachelor's Degree, Political Science, University of South Carolina
Master's Degree, Criminal Justice, Charleston Southern University
Title
Senior writer and debt expert
Licenses and certifications
Certified Educator in Personal Finance (CEPF), Center for Financial Certification
You should know
When she's not writing about personal finance, Rebecca is busy homeschooling her two kids, running a successful Etsy shop with her teenage daughter, and traveling. She hopes to retire early in order to have more time for her passion projects, which include maintaining her personal finance blog and writing books about money.
Rebecca Lake articles
You need a bank account to manage your money, but what you don't need are pesky fees. Here's how to get around them.
What's the best personal loan term to choose? Your budget, goals, and cost to borrow can help you answer that question.
You don't need to be rich to feel financially healthy. A little planning can help you make 2025 your best year yet.
You've got some big financial goals, and if you need cash to reach them, a 30-year HELOC could make it happen.
A charge-off means a creditor has given up trying to collect a debt, and it could have serious impacts on your credit.
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