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Home equity loans and HELOCs to learn about these unique loan options just for homeowners.

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Home Equity Loans

How does a HELOC work?

Did you know you may be sitting on the money you need for a special project? Here's how you can access it with a HELOC.

Dana George

Home Equity Loans

What are the requirements for a home equity loan?

Thanks to the equity you've built, your home may be an excellent source of cash. Here's what it takes to access it.

Natasha Etzel

Home Equity Loans

What is a home equity loan?

Your home could be the key to financing your dreams. Meet the home equity loan.

Gideon Sandford

Home Equity Loans

Second mortgage vs. home equity loan: what's the difference?

Second mortgage or home equity loan: the financial plot twist where your home plays the hero in your cash crunch saga.

Kailey Hagen, CFP®

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Home Equity Loans

HELOC vs. mortgage: How they’re different (and when each makes sense)

Not sure whether you need a mortgage or a HELOC? Find out the differences and when to use each type of loan.

Home Equity Loans

Can you get a HELOC on an investment property?

Yes, it may be possible—but options are more limited. Here’s what lenders look for and what to ask.

Home Equity Loans

HELOC vs 401(k) loan: What's the safer option in 2026?

A 401(k) loan and a HELOC both let you borrow against an asset. Find out which could be the right fit for you.

Home Equity Loans

Can you pay off a HELOC early?

Thinking about paying off your HELOC early? Here’s what to know before you do.

Home Equity Loans

How does a HELOC affect your credit score?

Thinking about a HELOC? Here’s how it can affect your credit—before, during, and after you borrow.

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Home Equity Loans

Can I increase my HELOC limit?

Built more equity? Here’s when a HELOC limit increase is possible—and what to do if it isn’t.

Home Equity Loans

Can I use a HELOC to consolidate medical debt?

A HELOC to consolidate medical debt could leave you with one monthly payment instead of many. Learn more.