Debt Basics

The basics of debt, including types of debt, how to pay debt down, and more.

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Debt Basics

Insolvency isn't doomsday—here's why

Insolvency isn’t always serious—and it’s almost always solvable. Learn whether you’re insolvent and how to deal with it.

Gina Freeman

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Couple work together to pay their monthly bills.

Insolvency isn't doomsday—here's why

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Cease and desist letter: Your weapon against unwanted contact from debt collectors

Relaxed young couple enjoying morning coffee and talking about secured debt options

Borrowing with backup: secured debt explained

Couple reviewing student loans

7 tips for getting federal student loan forgiveness

Debt Basics

Insolvency isn't doomsday—here's why

Insolvency isn’t always serious—and it’s almost always solvable. Learn whether you’re insolvent and how to deal with it.

Gina Freeman

Debt Basics

Cease and desist letter: Your weapon against unwanted contact from debt collectors

Hounded by debt collectors? Control how and when they can contact you with this simple cease and desist letter.

Gina Freeman

Debt Basics

Borrowing with backup: secured debt explained

Putting something valuable on the line for a debt could help you qualify for a loan and lower your costs. Find out how.

Rebecca Lake

Debt Basics

7 tips for getting federal student loan forgiveness

Student loan forgiveness can offer a light at the end of the tunnel if you're ready to ditch your debt payments.

Rebecca Lake

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Debt Basics

What is a payday loan and how does it work?

Are you considering joining the 12 million Americans who take out payday loans every year? If so, read this first.

Debt Basics

Managing your student loan debt: strategies for success

Understand income-driven student loan repayment plans and how to qualify for student loan forgiveness.

Debt Basics

Is buy now, pay later too good to be true?

Buy now, pay later (BNPL) services are convenient but come with fees if not managed properly. Learn how BNPL works.

Debt Basics

Mastering mortgage debt: strategies for home loan upkeep

A mortgage could help you build wealth and live a better life. There are ways to manage it during life’s ups and downs.

Debt Basics

Borrowing with backup: secured debt explained

Putting something valuable on the line for a debt could help you qualify for a loan and lower your costs. Find out how.

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Debt Basics

8 tips for minimizing student loan debt

Higher education doesn’t have to mean a lifetime of debt. Learn how to further your education with minimal borrowing.

Debt Basics

Practical solutions for overcoming tax debt

The IRS offers ways to handle tax debt, even if you can’t pay it all by the deadline. Read about your options here.

Debt Basics

How to handle unexpected major expenses: Surviving the financial storm

Stuck in a financial storm from a big bill you didn’t expect? Here's how to take care of it while keeping your cool.

Debt Basics

What is a Debt Fit™ Score? It’s not your credit score—11 factors for healthy debt

Making sense of your debt and financial situation can be hard. The new Debt Fit Score could help. Learn how it works.

Debt Basics

Debt buyers vs debt collectors: When is it legal to pursue you for debt?

When debt collectors come calling, it pays to know what rights you have to protect yourself from unfair practices.