Debt Basics

The basics of debt, including types of debt, how to pay debt down, and more.

Debt Basics

Insolvency isn't doomsday—here's why

Insolvency isn’t always serious—and it’s almost always solvable. Learn whether you’re insolvent and how to deal with it.

Debt Basics

Cease and desist letter: Your weapon against unwanted contact from debt collectors

Hounded by debt collectors? Control how and when they can contact you with this simple cease and desist letter.

Debt Basics

Borrowing with backup: secured debt explained

Putting something valuable on the line for a debt could help you qualify for a loan and lower your costs. Find out how.

Debt Basics

7 tips for getting federal student loan forgiveness

Student loan forgiveness can offer a light at the end of the tunnel if you're ready to ditch your debt payments.